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to get a list of the top GIC rates available through GP Wealth Management. Please contact your GP advisor for more information regarding any of the above investments.

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We have looked to answer some of the most common questions asked when applying for an RRSP loan. If you have any specific questions send us an email and we would be pleased to help.

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What payment options are available?

Flexible payment options are available. You can choose from weekly to monthly payment dates. The chart below outlines all of your payment date options:

Weekly Monday - Friday
Bi-weekly Friday
Semi-monthly 1st and 16th
Monthly Your choice of any date

Can I repay my RRSP loan without penalty?

Yes, RRSP loans can be paid off at any time without penalty - no payout fee and no minimum interest charge.

Can I transfer-in my existing RRSP loans into one?

Yes, you can combine your existing RRSP loans held on the same plan with the same borrower/co-borrower combination.

Can I extend my existing RRSP loan?

Yes, you can extend your existing RRSP loans to a maximum of ten years from the original funding date.


Related Information
RRSP Tool & Rates
RRSP Loan Provider
GP Wealth Management offers RRSP Loans through B2B Bank, a subsidiary of Laurentian Bank.
Learn more about B2B Bank.
More information
Open an RRSP Account

Recieve up to $125 towards transfer costs

More information

Here's where we can help!

We will prepare an analysis to help you determine the right amount to borrow and then, we help you decide on the best options for investing your RRSP.

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